Uber & Lyft Accident Attorney in Phoenix

Clear Rideshare Guidance Backed by Over $15 Million in Injury Recoveries

A rideshare crash can raise questions that don’t arise after an ordinary car accident. The Uber or Lyft driver’s app status, the injured person’s role, and the actions of other motorists can determine who may be responsible and which insurance policies may apply. We investigate these details for passengers, drivers, pedestrians, cyclists, and other motorists injured in Phoenix.

At IBF Law Group, our attorneys handle first-party claims involving a client’s insurer, third-party claims against another person’s insurer, and uninsured and underinsured motorist claims. We also communicate directly with insurance companies so our clients don’t have to navigate competing coverage positions alone.

Request a free consultation by calling (602) 833-1110. We can review the crash, the trip status, and the insurance questions affecting your next steps.

Which Insurance Covers an Uber or Lyft Accident?

Coverage depends heavily on the driver’s app and trip status. Under Arizona Revised Statutes section 28-4038, transportation network company insurance requirements vary based on whether a driver is offline, logged in and waiting for a request, traveling to an accepted ride, or transporting a passenger.

When a covered passenger occupies the vehicle, Arizona law requires at least $1 million in commercial liability coverage per incident. That statutory minimum isn’t a guaranteed recovery. Liability, injury evidence, policy terms, available coverage, and comparative fault can all affect the amount an injured person may recover.

Policies that may require review include:

• The driver’s personal auto policy: Personal auto policy exclusions may apply during app-based transportation unless the policy provides appropriate coverage or an endorsement.
• Transportation network company insurance: Uber or Lyft coverage may respond depending on whether the driver was waiting for a request, traveling to a rider, or carrying a passenger.
• Another motorist’s liability policy: If a third-party driver caused the collision, that driver’s coverage may apply to the resulting losses.
• Uninsured and underinsured motorist coverage: This coverage may be relevant when the at-fault driver has no insurance or insufficient policy limits.

How We Build a Phoenix Rideshare Accident Claim

We begin by identifying the people, companies, and policies connected to the collision. Our investigation may include the police report, photographs, witness statements, medical records, vehicle damage, available trip information, and communications with Uber, Lyft, or an insurance carrier.

Chloé Woods oversees our pre-suit injury claims practice, including investigation, valuation, and negotiation before a lawsuit is filed. We keep clients informed during insurance negotiations and, when necessary, litigation. Across the personal injury cases we handle, our firm has recovered more than $15 million for clients.

Clients can submit documents through our online process and meet with us virtually. We also offer multilingual services and interpreter support so every client can understand the claim and make informed decisions.

Compensation After a Phoenix Rideshare Injury

A claim may include medical expenses, lost wages, vehicle repairs or other property damage, pain and suffering, and documented emotional effects. If the collision causes a fatal injury, eligible family members may have distinct claims for wrongful death damages.

The value of a claim depends on causation, the extent of the injuries, current losses, reasonably supported future needs, available policy limits, and disputed liability. We evaluate each of these factors before advising a client about an insurer’s offer.